Our Process

Assess Your Current Financial and Personal Situation

Gather Information: Collect data on your income, expenses, assets, liabilities, and financial goals.
Analyze Your Finances: Review your income and expenses to understand current cash flow.

Identify what you want to achieve financially, whether it’s saving for a down payment, paying off debt, or planning for retirement.

Create a personalized financial plan
Address cash flow management, outstanding debts, investing, retirement, tax strategies, estate planning, and insurance needs
Present recommendations clearly and discuss alternatives
Evaluate and address potential risks to your financial plan
Put the agreed-upon strategies into action
Coordinate with professionals (e.g., accountants, attorneys) as needed

Regularly review progress toward goals
Adjust for economic conditions, such as inflation, interest rate changes, or market volatility
Review life changes (e.g., marriage, divorce, new child, job change, health issues)
Update financial goals based on new priorities or timeframes
Evaluate performance of investments and compare to benchmarks and goals
Reassess risk tolerance as personal or market circumstances evolve
Monitor tax strategies to optimize for changes in tax laws
Check on retirement projections to confirm you’re on track for desired retirement age and lifestyle